Liberty Savings Bank IdentitySecureSM
Founded in 1889 in Highland County, Ohio, Liberty Savings Bank, F.S.B. was initiated by a group of local businessmen. They combined their funds and created the Lynchburg Building and Loan Association. The goal of this company was to meet home ownership demands within the community. The bank was subsequently strengthened by additional business mergers.
A merger in the late 1960s with Superior Loan and building created the Highland Savings Association. This allowed the company to continue its growth and a third office was opened in Clinton County, Ohio. At that time, the company changed its name to Liberty Savings Association. The name changed, once again, in 1984 when the company was acquired by James R. Powell. It was now to known as the Liberty Savings Bank which was designated as a Federal Savings Bank. As a Federal Savings Bank, the company was now able to offer a wider variety of services. With an expansion to three additional states, Liberty Savings Bank now serves communities in Florida, Ohio, Colorado and South Carolina with over 30 Financial Centers. They provide identity theft protection services through IdentitySecureSM
Features of IdentitySecureSM:
IdentitySecure can be purchased in any one of three ways:
• Online Enrollment
• By phone call to the bank’s FreedomLine®
• Visiting one of the bank’s Financial Centers
Services offered by IdentitySecure include:
Credit/Debit Card & Social Security Number Monitoring – uses technology that accesses the Internet and patrols underground websites, blogs and chat rooms in real time. These underground locations are known to sell and trade stolen social security number data and illegally obtained credit card information. Customers will be alerted automatically by email if their information appears on one of these web portals.
Neighborhood Reports – provides an in-depth look at most neighborhoods within the United States. This can be useful if one is deciding to move to a new and unfamiliar area. The statistics include crime rates, housing values, pollution levels and other types of information.
MyIDMatters – this is advertised as a one-stop site for identity protection news and education regarding identity fraud. It offers tips on consumer identity protection as well as information related to the latest fraud scams. It is continuously update with email notifications to alert customers that new material has been posted.
Triple-Bureau Credit Reports & Scores – this allows customers to receive current credit scores and reports from the three credit reporting agencies (Equifax, Experian and TransUnion). This can help to identify any errors in these reports, which can lead to credit obtaining problems.
Triple-Bureau Daily Credit Monitoring – provides daily monitoring of the three credit reporting agencies (Equifax, Experian and TransUnion). Customers will receive alerts pertaining to credit inquiries, new accounts opened and any information added to the credit reports.
Credit Information Hotline – a contact point for the resolution of questions regarding items on a credit report that a customer may not fully understand.
$10,000 Identity Theft Expense Reimbursement – customer asset protection up to $10,000 for expenses related to an identity breach. (Not available to New York State residents).
Identity Fraud Support Service – is personalized assistance with recovery from identity fraud. A caseworker will be assigned to restore a victim’s identity as quickly as possible. Additional identity recovery information is also provided in a customized kit.
Card and Document Registration – customers can have debit cards, credit cards, stocks, bonds and other important documents registered for fast, emergency retrieval.
Lost or Stolen Credit Card Assistance – provides 24/7 assistance with lost or stolen credit cards. Lost cards will be cancelled and new cards will be issued though card company notifications. If a customer is stranded more than 100 miles from home, they can request a prepaid airline ticket home and $1,000 in emergency cash.
Fraud Assist Toolbox – provides an online tool that can streamline the recovery process from identity theft. It can also provide fraud alerts, stop telemarketing calls and stop “pre-approved” credit card solicitations.
Pricing and Cancellation Policy
Subscription to IdentitySecure is free for the first month and $9.95 a month, thereafter. For cancellations, customers can call a toll-free line at 1-866-990-7328, send an email at email@example.com or click the cancellation link on the Customer Page. This will prevent any further billing for future months.
Identity Secure Support
Support for IdentitySecure is 24/7 and can be reached by toll-free number (1-866-990-7328) and email (firstname.lastname@example.org).