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Types of Personal Information Safeguards
When it comes to preventing identity theft, diligence takes center stage. Being aware of how your personal information is used and stored by outside sources, and following proper home disposal of materials that contain your personal information are important first steps. But there are many ways to protect your personal information. Here are some that can be implemented immediately:
Use A Shredder. Before discarding any mail or documents with your personal information, put it through a shredder so the information is indecipherable. Home shredders are relatively inexpensive, or you can check with your local waste management office to see if they offer free shredding services on certain days.
Credit Monitoring. Credit monitoring services evaluate any changes to your credit report and alert you instantly if any activity appears suspicious.
A Home Safe. A key or combination lock storage box is essential for storing important documents, such as a passport, birth certificate and Social Security card, in your home.
Secure Handbag or Pocket. To ensure your wallet or check book cannot be easily stolen, be sure your handbag has a zipper or other full closure. If you carry your wallet in your pocket, put it in a side pocket, rather than a back pocket that easily can be pick-pocketed without your knowledge.
Post Office Box. If your mail is delivered early in your neighborhood and sits in your box all day, consider getting a post office box at your local post office or postal service company.
Home Security Measures. Home alarms and good outside lighting help deter thieves from breaking into your home and stealing your credit cards, personal checks, ATM cards and other financial information that they can use to access your accounts.
Identity theft insurance. Designed to pay for expenses associated with repairing your credit report, identity theft insurance minimizes your loss if an identity theft occurs.