Identity Defense Review 2024 - Is it worth it?

There are powerful services available to help keep your information secure. But is Identity Defense the best identity theft protection service for you?

The service is simple, intuitive, and contains a number of features that make it a highly effective solution for protecting your information from potential scammers and criminals.

Here is an Identity Defense review with a detailed summary of what makes it unique.

With 3 tiers of protection (Essential, Plus, and Complete) to match your individual needs, this is what you can expect with every plan:

• AI-Powered Platform with IBM Watson Artificial Intelligence that gathers data about potential identity theft threats
• Risk Management Reporting that shows how at risk you are for identity fraud
• Dark Web Monitoring with alerts whenever your credentials are found on the dark web
• $1 Million Identity Theft Insurance Policy** that compensates for stolen funds

The Complete plan gives you the most protection against attacks. It comes with all of the features below:

• Monthly Credit Score* and Reporting
• Address Monitoring
• 3-Bureau Credit Monitoring
• Social Insight Report
• Bank Account Takeovers

Best Use of Identity Defense and its Features

Identity Defense provides an integrated solution to identify and reduce the risk of identity theft for individuals and families.

They employ IBM’s Watson, an artificial intelligence technology that consumes and learns from billions of data sources to identify threats. With IBM constantly improving its neural network to keep up with the constantly changing online landscape, you can rely on them to provide instant access to state-of-the-art artificial intelligence algorithms that constantly scan millions of articles.

The Plus and Complete plans include credit monitoring at Experian, Equifax, and TransUnion, plus an updated monthly credit score. I can appreciate monthly credit score updates, as they help me understand where I stand in terms of finances.

I was satisfied with Identity Defense’s protection against credit fraud. They closely monitored my credit, alerting me of any attempt to open an account in my name or if someone was checking my background information.

Dark web monitoring is used to find identifying information, including Social Security Numbers and credit card details, so you can secure them before someone else does.

Identity Defense monitors bank accounts for suspicious activity that can be an early indicator of account takeover. This gave me the opportunity to take proactive action against cybercriminals trying to use my credentials to gain access to my finances.

The Social Insight Review analyzed my online profiles, giving me a comprehensive report of my social media reputation. It then suggested changes to further refine the impact I wanted to make on social media.

Each plan is backed by a $1 million insurance policy which protects against any financial losses incurred as a result of a data breach or unauthorized access. This amount is standard for the industry.

Identity Defense Price

With a variety of plans to choose from, Identity Defense provides a comprehensive suite of services for you and your family. All plans (Essential, Plus, and Complete) cover basic features, with higher levels of protection every time you upgrade to the next tier.

Individual plans cover one person, and the Identity Defense prices are:

The Family plan extends to the user’s immediate dependents and the prices are:

There is no trial period or money-back guarantee with Identity Defense. According to their refund policy, they do not offer refunds, compensations or any other discounts in the case of early cancellation.

If you’re on a tight budget but still want the best identity theft protection you can get, consider Identity Defense. They’re one of the most affordable companies out there. Compare them to other providers to ensure you get the best service plan for your needs and your budget.

Customer Service

Identity Defense has a dedicated support team that is quick to respond to questions. I was able to open a ticket and get in touch with the staff easily. I also gave them a call and I was greeted by a customer service representative who was helpful and knowledgeable.

Privacy

As with all identity theft protection services, Identity Defense gathers information about you. This includes your geographic location, account information, billing and payment info, contact information, and logs of how you use their products. Their encryption technology protects the security of your sensitive data.

The company is headquartered in the United States, so it is subject to international surveillance alliances that legally compel them to hand over customer data under certain circumstances.

User Experience

Identity Defense is a complete suite of online privacy services, available from any web browser or mobile device. The cloud-based solution makes it quick and easy to get started. I simply signed up for an account online, choosing the tier of protection I was interested in.

​​After signing up, I provided the tool with key information such as my address, name, and financial information. Once a database was created for my personal details, the Watson detection algorithm started scanning the web for my information.

The Bottom Line

Identity Defense provides a multitude of plans to satisfy your specific needs. Whether you want the most affordable option for identity theft protection services or the most extensive plan for maximum safety and security, they have an option that can meet your needs and give you the protection and peace of mind you deserve.

I was most impressed with Identity Defense’s technological knowledge and comprehensive benefits. This, in addition to a seamless user experience, make their offering one of the best on the market.

If you are searching for identity theft protection, then this is the place to start. I have created a list of the top providers who offer identity theft protection services online. You can read other reviews on my website to find out which solution is best for your situation.

* The score you receive with Identity Defense is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your Equifax, TransUnion or Experian credit file. Lenders use many different credit scoring systems, and the score you receive with Identity Guard is not the same score used by lenders to evaluate your credit.

** Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.